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1. STANDARD TERMS
1.1 Information on how to enter forms part of the terms of entry. Entry into the promotion is deemed acceptance of these conditions of entry.
2. WHO CAN ENTER
2.1 Entry is only open to residents of Australia and New Zealand, who have lawful residence in these countries during the entire Promotional Period. Entrants must be 18 years or over.
2.2 Directors, management, employees of Nectar Mortgages Pty Ltd (Nectar Mortgages) are not eligible to enter.
3. HOW TO ENTER
3.1 The competition commences on Thursday 31st October 2019 at 9:00AM (AEST) and concludes on Friday 10st January 2020 23:59PM (AEST) (“the Competition Period”).
3.2 A entry is only valid if submitted during the specified Competition Period.
3.3 To be eligible in the draw to “RECOMMEND US FOR A CHANCE TO WIN YOUR DREAM GETAWAY”, entrants must supply all information requested in the competition entry form.
3.4 Entrants must provide “Genuine Referrals” to be entered in the draw. A referral is deemed genuine if the contact person (referral) is contactable, has given permission for Ben Eick of Nectar Mortgages to contact them and proceeds to a loan suitability assessment. Only entries submitted with Genuine Referrals will eligible to win the competition. The decision is final and no correspondence will be entered into with any entrants or any other person. All entries become the property of the Promoter.
3.5 Entrants can only enter via the online form at https://beneick.nectarbroker.com.au/dreamholiday
3.6 Multiple entries are permitted, subject to the following: Only one (1) entry is permitted per specified referral.
3.7 Incomplete, indecipherable or illegible entries will be deemed invalid.
3.8 The time of entry will, in each case, be the time that the entry is received by Nectar Mortgages Pty Ltd servers and IT systems. The Promoters, their agents, affiliates or representatives will not be liable for any late, lost or misdirected entries.
4. HOW TO WIN
4.1 Each entrant who has entered the competition during the Competition Period and registered all details in accordance with clauses (2) and (3) will be entered in the prize draw. The draw will take place at Origami Ltd (marketing agency for Nectar Mortgages Pty Ltd), Unit 8, The Steelworks, 13 Coles Avenue, Mt Eden, Auckland, New Zealand on Monday 13th January, 2020 at 12:00PM (AEST).
4.2 The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an Entrant's identity, age and place of residence) and to disqualify any Entrant who
submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Errors and omissions will be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoters’ decision in relation to any aspects of the competition is final and the Promoters will not enter any correspondence regarding the result.
4.3 The major prize winner (one) will be the selected from all valid entries received over the Competition Period. The first valid entry randomly drawn from all entries received during the Competition Period will be the winner.
4.4 The major prize winner will be notified by phone, email or mail within 5 days of the draw. The major winner will have their name published on the Nectar Mortgages: Ben Eick Facebook page (https://www.facebook.com/nectarbroker.beneick/) and their name may appear on selected Nectar Mortgages websites.
4.5 It is a condition of accepting the prize that the winners may be required to sign a legal release or a non-disclosure statement in a form determined by the Promoters in its absolute discretion.
4.6 The Promoters reserve the right to request the winner to provide proof of identity, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bills) in order to claim the prize. Proof of identification, residency and entry considered suitable for verification is at the discretion of the Promoters. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
4.7 Subject to any written directions given, an unclaimed prize draw will take place at Origami Ltd (marketing agency for Nectar Mortgages Pty Ltd), Unit 8, The Steelworks, 13 Coles Avenue, Mt Eden, Auckland, New Zealand on Friday 24 January 2020 at 10:00AM (AEDT).
The winner will be notified via phone, mail and their details will be published on www.facebook.com/nectarbroker.beneick/on Tuesday 14th January 2020.
PRIZES
5.1 One major prize winner will receive a $1000 voucher from Hello World. Nectar Home Loans Hunter is in no way liable for any late fees or additional costs related to the winner’s personal financial management.
6. NO LIABILITY
6.1 The Promoters shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for any personal injury suffered or sustained in connection with any prize/s except for any liability which cannot be excluded by law. Neither are the Promoters responsible for any incorrect or inaccurate information, either caused by the entrant or for any of the equipment or programming associated with, or utilised in this competition, or for any technical error, or any combination thereof that may occur in the course of the administration of this competition, including any omission, interruption, deletion, defect, delay in operation or transmission, communications line or telephone, mobile or satellite failure, theft or destruction or unauthorised access to, or alteration of, entries, and reserves the right to take any action that may be available.
6.2 If for any reason, this competition is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any other causes beyond the reasonable control of the Promoters, which corrupt or affect the administration, security, fairness, integrity or proper conduct of this promotion, the Promoters reserve the right, in its sole discretion, to disqualify any individual who tampers with the entry process, take any action that may be available and to cancel, terminate, modify or suspend the competition subject to any written directions given under State Legislation.
6.3 Except for any liability that cannot be excluded by law, the Promoters (including it officers, employees and agents) excludes all liability (including negligence) for any personal injury or loss or damage (including loss of opportunity) whether direct, indirect, special or consequential, arising in any way out of the promotion, including but not limited to, where arising out of the following:
a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
b) any theft, unauthorised access or third party interference;
c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after
receipt by the Promoters) due to any reason beyond the reasonable control of the Promoters.
d) any variation in prize value to that stated in these conditions of entry;
e) any tax liability incurred by a winner or entrant;
f) the broadcast of any program relating to the competition or the publication of any material, including statements made by any compere, staff member, journalist, other entrants or any other person; and/or participation in the prize.
6.4 Once prizes have left the Promoters’ premises, the Promoters and their associated agencies take no responsibility for prizes damaged, delayed or lost in transit.
6.5 The Promoters reserve the right, in their sole discretion, to disqualify any individual who the Promoters have reason to believe has breached any of these conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. The Promoters’ legal rights to recover damages or other compensation from such an offender are reserved.
7. PRIVACY CONSENT
7.1 To provide you with this promotion, the Promoters need to collect personal information about you, including but not limited to your name, postal address, valid email address and a contact phone number. If you do not provide the information requested, the Promoters may not be able to provide you with the promotion entry.
7.2 Each entrant agrees that subject to the Privacy Act, the Promoters or its agents may do the following:
a) transfer personal information confidentially to the Promoters or other organisations that provide services in relation to this promotion;
b) disclose personal information to State and Territory lottery departments;
c) publish the winners’ names as required under applicable law; and/or
d) use the prize winners’ personal information in any media for publicity purposes associated with the promotion without any further payment or other compensation, unless the prize winner otherwise notifies the Promoters at the time of accepting the prize.
e) subscribe all and any Competition entrants and their referred persons to receive email communications from Ben Eick of Nectar Mortgages. Entrants and their referred persons may unsubscribe from these communications at any time.
7.3 Entry details remain the property of the Promoters, and their related entities and are collecting the entrant's personal information for the purpose of conducting and promoting this competition (including but not limited to determining and notifying winners). The entrant may request access to his or her personal information by writing to Nectar Home Loans Hunter at 1/826 Hunter Street, Newcastle West, NSW 2302.
8. PROMOTER’S DETAILS
8.1 The Promoters are Nectar Home Loans Hunter (ABN11619935858) at 1/826 Hunter Street, Newcastle West, NSW Australia, 2302
8.2. Trade Promotion Lottery Permit authorised by the NSW Government. Permit number: LTPS/19/38756.
8.3 This competition is a game of chance, with a winner being randomly selected from a pool of entrants between the specified dates.
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